BLOGS

Duty to Cooperate in Property Damage Claims

On behalf of Smith Jadin Johnson, PLLC posted on Tuesday, October 30, 2018.

An insurance policy is a contract that is binding and enforceable on both the policyholder and the insurance company. Within the policy, both parties have certain obligation and duties. The “duty to cooperate” is one of the most important policyholder duties. From a practical viewpoint, the duty to cooperate requires the policyholder to allow an… Read more »

Great decision in connection with an insurance bad faith claim

On behalf of Smith Jadin Johnson, PLLC posted on Friday, October 5, 2018.

SJJ attorney Chris Drake recently received a great decision from the Colorado Federal Court in connection with an insurance bad faith claim where the insurance company was trying to move the case from State to Federal court.  The case was originally filed in state court and later removed by the insurance carrier to federal court.  Following… Read more »

SJJ Changes Iowa Insurance Law

On behalf of Smith Jadin Johnson, PLLC posted on Monday, June 4, 2018.

SJJ attorney Tim Johnson recently won a huge case at the Iowa Supreme Court in Walnut Creek v. Depositors that will allow policyholders to have their disputed insurance claims resolved outside of court through the quicker and less expensive insurance appraisal process. The Walnut Creek case started as a disputed insurance claim.  The insurance company claimed that… Read more »

SJJ Does it Again!

On behalf of Smith Jadin Johnson, PLLC posted on Monday, April 2, 2018.

SJJ attorneys Tim Johnson and Alex Jadin won another case before the Minnesota Court of Appeals upholding a policyholder’s right to collect interest on an appraisal award. In Andersen v. Owners Insurance, the policyholder prevailed against its insurance company at appraisal and sought to recover interest on the appraisal award.  The insurance company argued the… Read more »

Do You Have Enough Insurance Coverage Against Minnesota’s Weather?

On behalf of Smith Jadin Johnson, PLLC posted on Wednesday, March 21, 2018.

While most people choose an insurance policy for their home due to the price, it should not be your only consideration. It is equally important to choose the right coverage based upon the types of risks in your geographical area, and to be sure you have high enough policy limits to protect all of your… Read more »

Appraisal Demand

On behalf of Smith Jadin Johnson, PLLC posted on Wednesday, March 21, 2018.

Most jurisdictions provide that a disputed insurance loss can be resolved through the appraisal process.  That process typically begins when either the insurance company or policyholder sends a written demand to the other invoking appraisal and naming their own appraiser.  Once the written demand is sent, the other party usually has 15-20 days to respond… Read more »

Property Insurance Claims Lawyer

On behalf of Smith Jadin Johnson, PLLC posted on Monday, March 19, 2018.

Working Through the Property Insurance Claim Process in Minnesota When fire damages your home or business, you must think fast and act quickly. You must get your family or employees to safety and summon the fire department to extinguish the flames. Next, you must call an emergency repair contractor, take steps to protect your property,… Read more »

SJJ Expands Policyholders’ Rights Again at the Minnesota Court of Appeals

On behalf of Smith Jadin Johnson, PLLC posted on Monday, February 12, 2018.

SJJ attorneys Tim Johnson and Alex Jadin won another important case for Minnesota policyholders today at the Court of Appeals in K & R Landholdings v. Auto-Owners Insurance. Just last year, SJJ won Poehler v. Cincinnati at the Minnesota Supreme Court which held that Minnesota policyholders are entitled to interest on an insurance appraisal award… Read more »

Tips to File a Property Insurance Claim

On behalf of Smith Jadin Johnson, PLLC posted on Monday, February 5, 2018.

Though we all like to believe that our homes are going to last forever, the truth is that losses like hail, wind, fire, and theft do happen in our area. Homeowners insurance protects people from having to pay directly for costly repairs when a loss occurs. This is why all homeowners should have an insurance… Read more »

What Not To Do When Filing a Property Insurance Claim

On behalf of Smith Jadin Johnson, PLLC posted on Tuesday, January 23, 2018.

Though you may not realize it, filing an insurance claim is a legal process. Do it correctly and you are more likely to get the funds needed to make  necessary repairs to your property. If you don’t, however, you could end up having to pay for repairs out of pocket. Here’s a list of common… Read more »