For many people, when they hear the word “probate” it conjures up something to be avoided like the plague. Most of that stems from misunderstanding the process and procedure. This is the first of a three part series in which Smith Jadin Johnson explains when probate is appropriate for clients and when it should be avoided.
Tips for Property Owners Beginning Large Construction Projects
When entering into a construction contract it is important that a property owner take measures to protect themselves from possible issues that may arise. The most common disputes between property owners and contractors stem from miscommunication. It may have to do...
What Winter Home Repairs are Covered by Homeowners Insurance
Winter in Minnesota is brutal. Snow accumulates, and when the sun shines, it melts and turns into ice. When you combine these wintry elements with freezing temperatures, it creates particularly dangerous conditions. This can cause issues in your home. You may wonder...
Denver’s Green Building Ordinance And What It Means For You
On October 29, 2018, the City of Denver approved the Green Buildings Ordinance; it took affect November 2, 2018. The new ordinance is modeled after a Toronto law and is one of the first of its kind for US cities. Denver now requires new roofs and roof replacement to...
Duty to Cooperate in Property Damage Claims
An insurance policy is a contract that is binding and enforceable on both the policyholder and the insurance company. Within the policy, both parties have certain obligation and duties. The "duty to cooperate" is one of the most important policyholder duties. From a...
Creating an Annual Inventory of Your Home for Insurance Purposes
No one can predict when you will experience damage to your property from a fire, flood or other unexpected event. When it is time to make a claim to your insurance company for damage to your property, your insurer will almost certainly request a personal property...
Filing and Defending Your Theft and Vandalism Insurance Claim
Property insurance is something that anyone owning property should have. Insurable property includes your home, vehicle, and personal possessions that you own. Property insurance is intended to compensate you for the loss of your property in event of an accidental and...
Airbnb Challenges with HOA and Property Insurance Claims in Minnesota
If you run an Airbnb or use another short-term rental site, it could impact any property insurance claims in Minnesota. Also, depending on the homeowner association ("HOA") rules and governing documents, you could also be violating rules of the community. It is not...
Property Insurance Claims Lawyer
Working Through the Property Insurance Claim Process in Minnesota When fire damages your home or business, you must think fast and act quickly. You must get your family or employees to safety and summon the fire department to extinguish the flames. Next, you must call...
Tips to File a Property Insurance Claim
Though we all like to believe that our homes are going to last forever, the truth is that losses like hail, wind, fire, and theft do happen in our area. Homeowners insurance protects people from having to pay directly for costly repairs when a loss occurs. This is why...
