by Smith Jadin Johnson, PLLC | Aug 11, 2020 | Construction, Property Owners
When entering into a construction contract it is important that a property owner take measures to protect themselves from possible issues that may arise. The most common disputes between property owners and contractors stem from miscommunication. It may have to do...
by Smith Jadin Johnson, PLLC | Jan 31, 2019 | Insurance Law, Property Owners
Winter in Minnesota is brutal. Snow accumulates, and when the sun shines, it melts and turns into ice. When you combine these wintry elements with freezing temperatures, it creates particularly dangerous conditions. This can cause issues in your home. You may wonder...
by Smith Jadin Johnson, PLLC | Jan 7, 2019 | General Contractors, Property Owners
On October 29, 2018, the City of Denver approved the Green Buildings Ordinance; it took affect November 2, 2018. The new ordinance is modeled after a Toronto law and is one of the first of its kind for US cities. Denver now requires new roofs and roof replacement to...
by Smith Jadin Johnson, PLLC | Oct 30, 2018 | Insurance Law, Property Owners, Storm, Hail, Wind, Rain Damage
An insurance policy is a contract that is binding and enforceable on both the policyholder and the insurance company. Within the policy, both parties have certain obligation and duties. The “duty to cooperate” is one of the most important policyholder...
by Smith Jadin Johnson, PLLC | Jul 12, 2018 | Insurance Law, Property Owners
No one can predict when you will experience damage to your property from a fire, flood or other unexpected event. When it is time to make a claim to your insurance company for damage to your property, your insurer will almost certainly request a personal property...
by Smith Jadin Johnson, PLLC | Jun 20, 2018 | Insurance Law, Property Owners
Property insurance is something that anyone owning property should have. Insurable property includes your home, vehicle, and personal possessions that you own. Property insurance is intended to compensate you for the loss of your property in event of an accidental and...
by Smith Jadin Johnson, PLLC | Apr 17, 2018 | Homeowners Association, Insurance Law, Property Owners
If you run an Airbnb or use another short-term rental site, it could impact any property insurance claims in Minnesota. Also, depending on the homeowner association (“HOA”) rules and governing documents, you could also be violating rules of the community....
by Smith Jadin Johnson, PLLC | Mar 19, 2018 | Insurance Law, Property Owners
Working Through the Property Insurance Claim Process in Minnesota When fire damages your home or business, you must think fast and act quickly. You must get your family or employees to safety and summon the fire department to extinguish the flames. Next, you must call...
by Smith Jadin Johnson, PLLC | Feb 5, 2018 | Community Association Property Insurance Claims, Insurance Law, Property Owners
Though we all like to believe that our homes are going to last forever, the truth is that losses like hail, wind, fire, and theft do happen in our area. Homeowners insurance protects people from having to pay directly for costly repairs when a loss occurs. This is why...
by Smith Jadin Johnson, PLLC | Jan 23, 2018 | Community Association Property Insurance Claims, Insurance Law, Property Owners
Though you may not realize it, filing an insurance claim is a legal process. Do it correctly and you are more likely to get the funds needed to make necessary repairs to your property. If you don’t, however, you could end up having to pay for repairs out...
