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What insurance policies generally do and do not cover

On behalf of Smith Jadin Johnson, PLLC | Sep 13, 2019 | Hail, Rain Damage, Storm, Wind

When natural disasters strike, they may cause various forms of damage to homes and apartments. Items inside of a home or apartment may also be damaged or lost in the aftermath of a storm. A standard homeowners or renters insurance policy in the U.S. will likely cover...

Tips for making storm damage insurance claims

On behalf of Smith Jadin Johnson, PLLC | Aug 29, 2019 | Hail, Rain Damage, Storm, Wind

The U.S. has been hit by an unusual number of severe thunderstorms this summer. For example, on Aug. 11, a hailstorm tore through Billings, Montana, shattering windows and punching holes in roofs. This sort of damage can cost hundreds or even thousands of dollars to...

Texas is top state for hail damage insurance claims

On behalf of Smith Jadin Johnson, PLLC | Aug 14, 2019 | Hail, Rain Damage, Storm, Wind

Texas leads the nation in hail damage insurance claims, according to an analysis released by the National Insurance Crime Bureau (NICB). The analysis looked at claims data from Jan. 1, 2016 through Dec. 31, 2018. According to the analysis, there were almost 2.9...

Colorado hailstorms cause insurance costs to spike

On behalf of Smith Jadin Johnson, PLLC | Jul 31, 2019 | Hail, Rain Damage, Storm, Wind

Colorado homeowners may be concerned about their insurance premiums, especially as hailstorms are causing even more damage throughout the state. In 2018, Colorado suffered the greatest hail losses across the country. This devastation exceeded Texas, which is the state...

Preparing for disaster

On behalf of Smith Jadin Johnson, PLLC | Jul 24, 2019 | Hail, Rain Damage, Storm, Wind

Natural disasters in the United States result in billions of dollars in property damage. However, not many people take the necessary precautions. Almost 90% of insurance agents think that less than half of their clients have a comprehensive hurricane preparedness plan...

Hail Storm Hits South Metro

On behalf of Smith Jadin Johnson, PLLC | Jul 18, 2019 | Hail, Insurance Law, Storm, Hail, Wind, Rain Damage

A vicious storm tore through the south metro early this morning July 18, 2019, with high winds and large hail (1"-2+") in some parts of Burnsville, Prior Lake and Savage. After a storm rolls through, cleanup and repairs begin, and many don't know where to start....

Hail damage losses have increased since 2008

On behalf of Smith Jadin Johnson, PLLC | Jul 9, 2019 | Hail, Rain Damage, Storm, Wind

Adjusted for inflation, losses caused by hail damage totaled $19 billion in 2008. In a typical year previously, losses caused by hail damage would have been $8 billion to $12 billion. The trend of increased damage continued for the next decade, but no one is sure what...

Why are hail damage claims getting more expensive?

On behalf of Smith Jadin Johnson, PLLC | Jul 3, 2019 | Hail

If you live in an area where severe thunderstorms and hail are common, you likely have experienced or feared hail damage to your property at some point. Even if you have an insurance claim, it's natural to be wary of these things because of the potential they have to...

Hail: When a Storm Comes, Know When Damage Could Happen

by Smith Jadin Johnson, PLLC | Jul 3, 2019 | Hail, Insurance Law, Storm, Storm, Hail, Wind, Rain Damage

When you live in an area where storms are common, you know that there is a risk of hail. Hail can be very damaging, going as far as to damage your roof, rip through your siding and destroy the exterior of your home. Even smaller hail can cause damage if there is...

Hail Storm Hits Southern Suburbs

On behalf of Smith Jadin Johnson, PLLC | Jun 11, 2019 | Hail, Insurance Law, Storm, Hail, Wind, Rain Damage

Severe weather season in the Land of 10,000 Lakes is officially off and running. On June 4, 2019, a severe wind and hailstorm pummeled numerous areas throughout the state. High winds, torrential rain, and hail affected the Twin Cities metro area. Golf ball sized hail...

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Recent Posts

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