The novel coronavirus known as COVID-19 has become a global pandemic and will change business as we know it for the foreseeable future. It will almost certainly throw the global economy into a recession as people start adapting to social isolation and containment procedures. Business owners may be asking themselves whether insurance will cover lost business income caused by COVID-19. The answer of course is that it depends on the language within the commercial insurance policy. Most policies provide coverage for physical damage to property which causes an appreciable downturn in business income, subject to certain exclusions. The attorneys at Smith Jadin Johnson are dedicated to making sure you get the most out of the polices that protect the things we care most about in the world. You’ve paid for the policy—make sure you get the most out of it! If you have a question about whether your policy affords coverage for COVID-19 or any other unforeseen circumstance, contact the attorneys at SJJ today!