When hail strikes in a ferocious storm, it often doesn't last long. People quickly duck inside to wait it out. When they emerge, though, they may find lasting damage that poses an incredible financial cost. Even a short storm can be absolutely devastating for local...
Specific Instances You Can File a Mechanic’s Lien
As a contractor, you probably take great pride in the work you do for your clients. Whether you enjoy bringing a project to fruition or helping others in their time of need, working in the construction field can be fulfilling in numerous ways. However, while...
Steps to take when an insurance claim gets rejected
When a home is damaged, a homeowner's first move is often to file a claim with his or her insurance company. In some cases, that claim may be denied even if an individual believes that the damage is covered by the policy. If a claim is denied, it is important to...
Iowa Court of Appeals Rules Contractor With Assignment of Benefits Improperly Acted as an Unlicensed Public Adjuster
On February 6, 2019, the Iowa Court of Appeals published its decision in 33 Carpenters Construction, Inc., v. The Cincinnati Insurance Company, No. 17-1979, a case involving a post-loss assignment of a property damage claim to the insured's contractor. The case has...
Who is responsible for storm repairs in a townhouse?
As summer rapidly approaches, we tend to think about shorts, barbeques and warm weather finally coming after a dreadful winter. However, a significant part of summer is the massive storms that happen all season long. Summer storms often afflict significant damage on...
KonMari Your HOA – Decluttering your Documents with a Records Retention and Request Policy
Being a member of the Board of Directors at your Homeowners Association can be a thankless job. With all of the issues the Board has to deal with, responding to document requests from homeowners should be an easy one. Still, one of the major complaints we hear from...
Hail damage may be covered by insurance
After a storm, damage to a home or building may not be evident right away. In May 2018, a hailstorm struck York County in Pennsylvania, and many buildings sustained damage. While the owners of these buildings may have insurance coverage, there is a deadline by which...