RSJ attorney Tim Johnson recently won another important insurance case. In Anderson v. American Family, the homeowner's insurance policy required that she complete the repairs to her hail damaged house within one year of the storm. Because of circumstances outside of her control, including delays caused by the insurance company, she was unable to complete the work within one year. The insurance company therefore refused to pay the full cost to repair her home.

Out of options, the homeowner hired RSJ to pursue her claim. RSJ argued that the policy's one-year deadline was unenforceable and that the homeowner should be entitled to the full benefits available under her policy. Ultimately, the issue went before the Hennepin County District Court. The Court heard arguments from both parties on a motion for summary judgment and agreed with RSJ. The Court found the insurance company was wrong to deny the homeowner full replacement cost coverage and ordered the insurance company to pay it in full.

This is an important decision for policyholders facing unreasonably short deadlines. It is still the best practice to complete work within deadlines when possible, but for those homeowners who cannot meet them through no fault of their own, they should not get denied benefits. If your claim is facing a deadline you cannot meet, or you were already denied benefits, call RSJ today.

No Comments

Leave a comment
Comment Information

Put Our Experience To Work For You

Do You Need Skilled Legal Counsel On Your Side?

When you put your trust in us, we will put our integrity and tenacity into your case. Call us at 866-291-7528, or email us to tell us about your legal needs.

We offer a free, 30-minute initial consultation.

Contact Smith Jadin Johnson »

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Office Locations

From The Rockies To Lake Michigan, We’ve Got You Covered

Bloomington Office
7900 Xerxes Ave South
Suite 2020
Bloomington, MN 55431

Toll Free: 866-291-7528
Fax: 612-235-7927
Map & Directions

Denver Office
1775 Sherman Street
Suite 2750
Denver, CO 80203

Toll Free: 866-291-7528
Map & Directions

Office Locations