What winter home repairs are covered by homeowners insurance?

Winter in Minnesota is brutal. Snow accumulates, and when the sun shines, it melts and turns into ice. When you combine these wintry elements with freezing temperatures, it creates particularly dangerous conditions. This can cause issues in your home.

You may wonder if winter home repairs are covered by homeowners insurance. Here is what you need to know about a few common problems.

Smith Jadin Johnson Secures another Victory for Insureds at the Minnesota Court of Appeals

SJJ attorneys Alex Jadin, Tim Johnson, and Jeff Woltjen won a major case at the Minnesota Court of Appeals yet again securing a policyholder's right to interest on an insurance appraisal award.

Mechanic's Liens In Minnesota

Smith Jadin Johnson, PLLC handles all aspects of mechanic's liens throughout the State of Minnesota and elsewhere. Mechanic's liens in Minnesota can be technically demanding, require proper documentation, precise timing, careful attention to detail, and depending on the project or property, can be complex. Smith Jadin Johnson, PLLC provides advice and assistance, including drafting and serving the appropriate notices, filing and serving the appropriate lien documents, as well as handling mechanic's lien foreclosure litigation.

Great decision in connection with an insurance bad faith claim

SJJ attorney Chris Drake recently received a great decision from the Colorado Federal Court in connection with an insurance bad faith claim where the insurance company was trying to move the case from State to Federal court. The case was originally filed in state court and later removed by the insurance carrier to federal court. Following the removal, Chris amended the complaint to assert negligence claims against the insurance agent that procured the insurance policy for our client. This amendment ultimately defeated diversity jurisdiction and Chris moved the federal court to put it back in state court where the case belongs. The insurance carrier argued that the amendment was fraudulent and done only for the purpose of defeating diversity jurisdiction. The Court disagreed and determined that the negligence claim against the insurance agent can move forward in light of the relationship between the agent and our client and remanded the case back to state court for disposition.

Reserve Studies are not Preventative Maintenance Plans

In 2017, the Minnesota legislature made several changes to the Minnesota Common Interest Ownership Act, Minn. Stat. 515B ("MCIOA"), the law governing most homeowner associations in Minnesota.  One of these changes requires that associations adopt and distribute a formal Preventative Maintenance Plan ("PMP") by January 1, 2019.  For more information on the specifics of these Plans,  see our previous post about Preventative Maintenance Plans.

SJJ Welcomes Chris Drake to our Colorado Office

Smith Jadin Johnson would like to welcome Chris Drake to the firm. Chris is an experienced litigator with years of experience in construction, insurance, and community association law. Chris has won several significant cases representing both individuals and business owners in construction and insurance disputes. His experience and leadership are sure to be a great asset to the firm and its clients. Welcome to the team, Chris!

SJJ Expands to Colorado

Smith Jadin Johnson is proud to announce that today it opened a second office location in Colorado.  SJJ has served Colorado clients from its Minnesota location for the past few years, but will now have an office just a few minutes north of Denver.  We will continue to serve our Colorado clients in our primary practice areas of insurance law, construction law, and community association law.

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